3 Tips to Stop Overspending Online

3 Tips to Stop Overspending Online

3 Tips to Stop Overspending Online

With so many targeted advertisements on websites and social media platforms these days, it can be difficult to have self-control and not overspend. It can be especially difficult during holiday weekends or as seasons change and sales are popping up left and right. With so much temptation online, combined with how easily and quickly you can make purchases online and through social platforms, how do you avoid overspending? We have pulled together 3 tips to consider so you can make sure that you are budgeting correctly and staying on track financially. 

 

  • Track your spending through budgeting. A great way to hold yourself accountable with online purchases is to manually track them as you continue to budget each week. By manually tracking all your purchases online, you will be directly faced with how much you are spending and will be able to see when you are going over budget.
  • Remove stored credit cards from your browsers. If your credit card is stored in your browser, you have Apple Pay or use Shopify, an online purchase can take seconds. In this case, you can make a purchase before you even fully have time to process what it is you are buying. Remove your credit card from these platforms to allow yourself more time to truly decide before purchasing.

 

Unfollow stores on social media. We are constantly being targeted with advertisements from our favorite stores and with products that we search online. Remove the temptation for yourself by unfollowing your favorite stores and products on social media so you are not viewing the latest launches or sales. Out of sight, out of mind!