Everyone knows the importance of keeping up a good, or excellent, credit score – with a high credit score you will get many benefits, such as getting easily approved for loans or credit cards. It is important to ensure that you are checking your credit score consistently so that you can monitor whether it is getting higher, or if it is getting lower, what is exactly causing it. For many people, they are unsure as to how often they should check their credit score. Well, you’ve come to the right place!

First, it is important to know that checking your credit score often, or not often, will not affect your score either way. When it comes to tracking your credit score, for many people, checking annually is enough, especially if they are consistent in paying bills on time and staying financially stable. For others, checking their credit score weekly or monthly provides more of a comfort level.

The truth is you can check your credit score however often is best for you. However, note that if you are checking your credit score constantly, as in multiple times per week, or even weekly, do not focus on the day-to-day changes. Be sure to focus on the overall trends which will give you the best insight on what is affecting your score.